2009

Happy New Years from the Jolley Family.

Use Debt Stacking to eliminate all debt. Debt Stacking will eliminate credit card debt, mortgage debt ,student loans, all debt in half the time or less.

Ask yourself these questions:

Where will you be financially five years from now?

Are you living paycheck to paycheck?

Is there more month than paycheck?

Be completely debt free in as little as 5 to 8 years, enjoying life instead of fearing it and saving for a very secure stress free retirement. How DOES that SOUND?

It all starts here, with you! Right now, you need to make a choice. To continue blindly paying monthly payments with no end in sight, or be willing to make a few small adjustments to have a secure and financially free lifestyle.

The Debt Stacking Method is simple and will have you out of debt very quickly.

How does debt stacking work?

The debt stacking principle is simple; when one debt is paid off you take the money that was going to that debt’s payment and apply it to the next debt.

Let’s say that you have a credit card that you just paid off and the monthly payment was 50.00. The next debt that you wish to payoff is a car payment, which has a monthly payment of 300.00. You would take the 50.00 that was going to the credit card and add it to the car payment, so this month you would send a payment of 350.00.  Now when the car is paid off you may want to payoff the mortgage so you would take the 350.00 that was going to the car payment and add it to the mortgage payment. Let say that the mortgage payment is 750.00 add the 350.00 to it. So you send in a payment of 1100.00 to the mortgage company. Remember you are paying no more then you started with. This is called Debt Stacking.

 

Credit card             50.00
Car                      300.00
Mortgage              750.00
Total                  1100.00

To see what the possible saving could be using this method with real debts consider the following two scenarios, first paying off debts the normal way, second stacking the debts. Debt stacking will eliminate all debts in less then half the time.

We will use the same information for both scenarios

Years until all debts are paid off: 29 years 4 months

And it will cost $207,472.00 in Interest! This is if you don’t borrow another dime and just pay the minimum payments.

Now what if you were to use the debt stacking technique instead?

*Actual results may very from the results depicted above depending on your individual credit worthiness and financial planning strategy. Retirement saving calculated with 8% annual return on investing equivalent of current debt payments

This is not debt consolidation, debt settlement, loans or investing. Well in a sense you are investing in yourself and your future when you pay off your debts.

Also paying off debt creates a guaranteed return on investment. Look at our example.

We saved 124,474.00 in interest. That is a 60% return on investment. NOT BAD! Is that a big enough incentive to start today? 

What about the 1,125,379.00 for retirement? That would provide about 90,000.00 a year to live on for life without touching the principle. How much did this cost extra? NOTHING!!!

Now you know all about Debt Stacking, Where Do You Begin? How much will you save?

The Rapid Debt Reducer PC software is all you need. Nothing else!  It has 7 payoff strategies, what if calculators, 10 other financial calculators, plus a budgeting module to help plan for monthly expenses. Start Now

Start today, create your own personalized plan to eliminate all your debts with the Rapid Debt Reducer PC software and start living debt free.

Just imagine what your life will be like with no monthly debt payemnts! How much could you start saving in a 401k? You could take a vacation, improve your home, or even buy a new car for cash in just a few months with your new found wealth.

Debt Stacking with the Rapid Debt Reducer will have you saving money and time the very first month. This saving alone will more then pay for the investment in the Rapid Debt Reducer Software.

Good luck, and if you need any advise or help with the software just email.

No magic here, just the plain truth. Create a plan to eliminate credit card debt using debt stacking.